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Author: artshouse

German Savers Lose Over 30 Billion Euros

Due to inflation and persistently low interest rates on money deposits, German savers have suffered a loss in value of over 30 billion euros in 2019. On average, every German has lost 365 euros in the value of their savings. High losses for German savers due to low interest rates. Savers in Germany are currently suffering high asset losses due to low interest rates and rising inflation. Continue Reading

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Check Your Finances At The End Of The Year

The year 2019 is drawing to a close. It can be worthwhile to check your finances carefully beforehand so that you do not miss out on possible benefits and savings. Important: Financial check at the end of 2019 can bring money!

The Banking Association would like to point out the advantages of a financial cheque at the end of the year to customers of banks and savings banks. The following steps should be taken: Continue Reading

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Civil Servant Loans – Special Conditions For Special Customers?

Civil servants and civil servants are considered a special group of people who enjoy a special status, especially at banks – in the form of so-called civil servant loans. But what exactly are loans to civil servants and how do they differ from conventional credit offers for the “normal consumer”?

If there is one obvious fact in the credit market, it is probably that there are groups of customers who are not too highly regarded by banks and credit institutions. These often include above all low earners and the unemployed. Continue Reading

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Too High A Rate For The Loan? How To Adjust The Loan Rate

A happy moment: the bank has approved the required loan and it is now ready for use. The instalments are paid on time and everything is fine. But all of a sudden the monthly instalment to repay the loan – for example for health reasons – can no longer be paid in the agreed amount. So what to do?

Anyone taking out a loan enters into an obligation to repay the loan granted by means of monthly instalments plus interest at the latest when the corresponding loan agreement is signed. As long as the borrower fulfils this obligation, everything is fine and there are no problems with the bank granting the loan. And yet it can happen that the loan taken out becomes an unexpectedly high financial burden. This happens exactly at that moment when the borrower realises that the chosen loan instalment can no longer be serviced. So what can be done? Continue Reading

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How To Invest Your Money In A Climate-Friendly Way

Climate change is on everyone’s lips, and when it comes to money, there is a lot that can be done to invest it in a sustainable and climate-friendly way, thus making a personal contribution with a clear conscience. This is how you can make your investment climate-friendly.

Almost every day the news reports on the Fridays for Future movement and the fight against climate change. Climate protection is more than just a fashion trend. Politics has been on the ball for years. In 2017, the 193 member countries of the United Nations (UN) committed themselves at the Paris World Climate Conference to tackle the world’s most urgent problems. With Agenda 2030, they adopted 17 goals for sustainable development, Sustainable Development Goals, SDG for short. Continue Reading

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